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without paying them anything. This page is only for those outside the UK. Thank you. As one of the first fifty outside the UK, you have by-passed the payment page. You are getting my first Debt Killer Letter free of charge (the first letter is usually enough to bring the whole collection process to a shuddering halt). In exchange for this free service you agree to send me a copy of the letter from your creditor closing your account to display (with personal details removed) on this website. All you have to do now is click here for your . When the email screen comes up, just write your name and address in the message section, hit the send button and I will send you a reference number for your case and where to send the last demand you received. As soon as I get that, I will write to them immediately on your behalf. The letter will have your address and will appear to have come from you. The phone calls will stop. In my experience, one letter does the trick and should close your case. After that it's up to you if you want to take things further - to protect your credit score, or chase the original lender for unfair charges for instance.
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